The High-Income Child Benefit Charge is a contentious issue. As many parents earning a so-called ‘high income’ living in more expensive parts of the country will tell you, they don’t feel like they are on a high income. Then there is the fact that a couple who both earn just below the repayment threshold can …

We all need a little bit of help sometimes. Especially in winter, when purse stringers are as tight as the scarf you are wearing at home because the heating is so bloomin’ expensive! This is even more true if you are young and disabled, or have a child who is disabled. People in Scotland are …

As with most things, the older your boiler is, the less efficient it will be. As parts wear out and technology improves, the gap between your 20 year old boiler and your neighbour’s brand spanking new one widens. Few people would argue with this fact, but no one likes unnecessarily shelling out their hard-earned cash. …

As a dad, you’re always looking out for your family—making sure the bills are paid, the fridge is stocked, and your loved ones are secure. But what happens when an unexpected expense arises? A broken-down car, a medical emergency, or a sudden home repair can throw your budget off track instantly. When money is already …

Since I first became a dad, I’ve felt a deep responsibility to provide for and protect my family. But it wasn’t until recently that I realised I had been neglecting a crucial aspect of that duty – getting life insurance. For years, I had put it off, thinking it was something I could deal with …

Divorce is a significant life event that can cause emotional turmoil and financial upheaval. It’s essential to approach this period with a clear strategy to safeguard your future. Securing your assets and planning for a stable post-divorce life can prevent common pitfalls that often leave individuals facing financial insecurity. This article explores practical steps to …

Being a dad is brilliant, but it can be a right pain in the wallet sometimes. Between nappies, school uniforms, and those video games they’re always begging for, it feels like our little ones are constantly after our hard-earned cash. But what if I told you there’s a way to give your kids a proper …

As a parent, securing your child’s financial future should be a top priority, yet finance is something we don’t really talk about in this country. We really should. While the costs of raising children can be substantial, setting aside funds for their long-term benefit is a wise and rewarding endeavour. I’m passionate about finance, especially …

The mere thought of your offspring being able to afford their own place in today’s cut-throat property market is enough to make your hair stand on end. If you still have hair… With prices skyrocketing and the job scene about as stable as a deckchair in a hurricane, many parents are looking for creative ways …

Who could do with some extra cash in their pocket? I know I could. We tend to live to our means, so anyone on an average income or even slightly above it will likely feel they don’t earn enough. It’s called ‘lifestyle creep’. As your income slowly improves, so do your outgoings. If that sounds …