Being a single dad is many things: rewarding, exhausting, messy, sometimes lonely — and almost always expensive. Kids have a habit of stretching your wallet as far as your patience, and when there’s only one income coming in, it can feel like you’re constantly playing catch-up. The good news? There is help out there. The …

Moving house is often described as one of life’s most stressful events, but when you are moving your entire family, the pressure multiplies. It is not just about changing addresses; it’s about disruption to your children’s routines, the emotional strain on your partner, school transitions and often, financial pressure that builds with every delay or …

You’re not alone if you’re living in Scotland and struggling with debt. Many people face overwhelming financial pressure at some point. The good news is there are ways to manage your debt and even write some off. One of the most effective tools available in Scotland is a Trust Deed. But how does it work, …

Transferring property between spouses is straightforward, especially when it comes from a place of trust and shared ownership. But legal processes rarely follow emotional logic. One key concern that arises is whether stamp duty is due during such transfers. While you might assume this is a tax-free move, the answer depends on several factors, including …

Divorce often brings emotional and financial stress, especially when it comes to deciding who gets what. It’s not just about numbers, but about building a stable future. If you’re trying to figure out what’s fair, there are steps you can take to keep things clear, calm, and balanced. Keep reading to find out what matters …

If you’ve ever purchased a home, you’ll know that most people acquire a mortgage to complete the purchase. After all, how many people have six figures (or more!) just sitting in their bank accounts ready to splash on a new house? Purchasing a home is one of the most significant financial decisions you’ll ever make, …

When you create a will or trust you take a key step towards protecting both your loved ones and your assets. But here’s the problem… The estate planning process often includes critical errors which result in problems for families. Family disputes Unnecessary taxes Costly probate proceedings Assets going to unintended recipients This article guides you …

I remember the moment I handed my son his first bank card. He was beaming with pride, like he’d just been handed the keys to the adult world. It was only a prepaid card with a fiver on it, but to him, it was independence — the real deal. And to me, it was a …

The High-Income Child Benefit Charge is a contentious issue. As many parents earning a so-called ‘high income’ living in more expensive parts of the country will tell you, they don’t feel like they are on a high income. Then there is the fact that a couple who both earn just below the repayment threshold can …